***, Our premier credit card offers exclusive travel benefits, rewards and personalized service with a $495 annual fee.†, Selection of rewards, travel and purchase protections and 24/7 access to UBS Concierge with no annual fee.††, Direct access to your UBS Financial Services Inc. brokerage account, plus fraud protection and security with no annual fee.†††. *, 24/7 access to UBS Concierge, selection of rewards and benefits. $150 annual fee. For more information please review the PDF document at Annual fee: None. In the event that you do not receive a rebate for a fee that you believe is eligible, please call 800-762-1000 or from outside the U.S. call 201-352-5257 for assistance. Access travel savings, amenities and protection, My Choice Rewards and 24/7 access to UBS Concierge—all with no annual fee.**. Get access to a world of infinite possibilities, from a suite of carefully curated travel benefits to rich rewards and personalized service. Certain conditions, limitations and exclusions apply. Member FINRA/SIPC. The UBS Visa Infinite Credit Card currently offers a welcome bonus of 25,000 points when you make $3,000 in eligible purchases during the first three months from card account approval. This fee does not apply to residents of Puerto Rico. What features and perks does UBS Bank USA Money Market Account offer? All other trademarks are the property of their respective owners. 1/17/20 card approval vs. 1/14/21 today...not sure when the brokerage account opened. This fee does not apply to residents of Puerto Rico. APRs vary with the market based on the prime rate. †††Important information about the UBS Visa debit card: A fee of 3% of each purchase transaction in U.S. dollars and 2% on cash withdrawals is applied to all foreign purchases. Information is accurate as of October 2020, and may have changed after that date. Tickets must be booked through UBS Online Services or by calling our UBS Rewards Desk and charged to your UBS Visa Infinite credit card. This fee does not apply to residents of Iowa and Puerto Rico. UBS Advice Advantage Review. Air travel through online sites other than the airlines’ own sites may not qualify. Investment advisory services and brokerage services are separate and distinct, differ in material ways and are governed by different laws and separate arrangements. To learn more about the UBS Visa Signature credit card, call 800-762-1000 or contact your UBS Financial Advisor. Membership is required to access participating lounges. 2There must be sufficient funds to repay the cash advance that night or you will incur applicable cash advance fees and interest charges. 12 There must be sufficient funds to repay the cash advance on the day of the cash withdrawal or you will incur applicable cash advance fees and interest charges. Best Execution Statement (PDF). For more information on benefits, see  UBS also offers CDs as a form of a Fixed Income investment. A small number of our financial advisors are not permitted to offer advisory services to you, and can only work with you directly as UBS broker-dealer representatives. The key symbol and UBS are among the registered and unregistered trademarks of UBS. Once you’ve called they will send a paper application out to your address. UBS does not sponsor, endorse or recommend any of the third party websites, or their products and services and no representation or warranty (whether express or implied) is given or made by UBS with respect to any such third parties, or their products and services, … In the event UBS Bank USA closes your Card due to inactivity, you will have 60 days to redeem your points for gift cards or merchandise. Any unused Passes at the end of the 12 month period will expire. This website uses cookies to make sure you get the best experience on our website. It is a Registered Investment Adviser or RIA. In cases where one of the benefits is not available at a hotel, the hotel may provide a substitute benefit of equal value. If you want to use online banking you’ll also need to open a checking account. No later than Oct. 31, 2008, UBS will offer to liquidate at par all ARS from individual investors and charitable organizations who have less than $1,000,000 in funds on deposit at UBS. Your financial advisor will let you know if this is the case and, if you desire advisory services, will be happy to refer you to another financial advisor who can help you. TM Select offers access to over 1,200 participating airport lounges worldwide. For balance transfers, a fee of $10 or 3% of the amount of the transfer, whichever is greater, applies. ... (and I'm assuming assets with UBS) which led to the high-credit-line offer from your UBS advisor in the first place. If you have questions, contact UBS Client Relations at 800-354-9103. The $100 or $85 statement credit will be processed after the application fee is charged to a valid UBS Visa Infinite credit card. UBS Bank USA does not require a minimum initial deposit to open an account. For balance transfers, a fee of $10 or 3% of the amount of the transfer, whichever is greater, applies. As a firm providing wealth management services to clients, UBS Financial Services Inc. offers investment advisory services in its capacity as an SEC-registered investment adviser and brokerage services in its capacity as an SEC-registered broker-dealer. by telephone or visit its website for free information on comparative credit card rates, fees and grace periods at 800-342-3736 or dfs.ny.gov. In those cases the hotel may or may not provide a substitute benefit of equal value. Reservations must be booked either on a Visa Infinite Luxury Hotel Collection website or through UBS Concierge for benefits to apply. Foreign purchase transaction fee: Waived. APRs vary with the market based on the prime rate. Global Entry is a U.S. Government program, operated by U.S. Customs and Border Protection (CBP). Subject to credit approval. The financing you select should help you manage your liabilities and many of the other variables that could affect your business. 6 Benefits vary by property. *Important information about the UBS Visa Infinite Business card: 15.24% variable APR for purchases, 22.24% variable APR for cash advances, 29.24% variable APR for the penalty rate (maximum penalty APR 29.99%). 17 For annual service fee waiver eligibility, please refer to the Fees and Charges section of the Agreements and Disclosures document located at The  You are free to change your cookies' settings in the privacy settings. The UBS Business Services Account BSA is a registered service mark of UBS Financial Services Inc. UBS Visa Infinite Business cards, UBS Visa Signature Business cards, and UBS Cash Rewards Visa Business cards are issued by UBS Bank USA with permission from Visa U.S.A. Inc. © UBS 2021. UBS Bank USA is not responsible for fees or surcharges merchants or banks may charge at the point of sale or counter for card usage. Please consult the sales restrictions relating to the service in question for further information. I remember last year you disclosed you were only 20 years old but already had high six-figure income from a profitable business (and I'm assuming assets with UBS… For balance transfers, 0% intro APR for the first 12 billing cycles for balance transfers within 90 days of account opening; after that, 15.24% variable APR. You are free to change your cookies' settings in the privacy settings. Information is accurate as of October 2020, and may have changed after that date. UBS Visa Infinite credit cardholders without a UBS Resource Management Account (RMA) or Business Service Account BSA can enroll in this benefit by calling us at 888-762-1232 or call 201-352-5257 when outside the U.S. 5 UBS Visa Infinite credit cardholders are entitled to either one $100 statement credit per card every four years in connection with the Global Entry program application fee; or one $85 statement credit per card every four years in connection with the TSA PreCheck What APY does UBS Bank USA offer? Important Information About Auction Rate Securities (Not for Puerto Rico). In the event UBS Bank USA closes your Card for any reason other than inactivity, your points will be immediately forfeited. Foreign purchase transaction fee: Waived. Your financial advisor will let you know if … The UBS Visa debit card gives you convenient access to the available funds in your UBS Resource Management Account (RMA) or your UBS Business Services Account BSA. Information is accurate as of October 2020, and may have changed after that date. For tickets costing more than $350 or $900, you must pay the difference using additional rewards points at a rate of 5,000 points for any additional cost of up to $50 of ticket value. Our credit cards offered by UBS Bank USA offer flexible travel benefits, exclusive rewards and the personalized service that you, as our client, have come to expect from UBS and your Financial Advisor1. Subject to credit approval. *, Rich rewards, travel and purchase protections and 24/7 access to UBS Concierge with no annual fee. Credit and lending services are provided by banking affiliates of UBS Financial Services Inc., and are subject to credit approval. The timing of your approval … Certain conditions, limitations and exclusions apply. ubs.com/uscards for more detail. *** Important information about the UBS Visa debit card: A fee of 3% of each purchase transaction in U.S. dollars and 2% on cash withdrawals is applied to all foreign purchases. For cash advances, a fee of $10 or 3% of the amount of the cash advance, whichever is greater. Please see the Terms and Conditions available at  UBS Financial Services Inc. is also registered as a Futures Commission Merchant (FCM) with the U.S. Commodity Futures Trading Commission (CFTC) and offers brokerage services related to the execution and clearing of on-exchange futures and options on futures products. 13 We are able to rebate ATM fees only in cases where the transaction fee surcharge is submitted to UBS by the ATM operator and/or network used. Resort fees that cover any of the benefits are not reimbursable. It’s not available for online application currently but you can go into a branch or call them on 888-762-1232. Futures Commission Merchant (FCM) Information for UBS Financial Services Inc. Was approved … Subject to credit approval. For balance transfers, 0% intro APR for the first 12 billing cycles for balance transfers within 90 days of account opening; after that, 15.24% variable APR. visa.gogoair.com/UBS. CashConnect feature is available only for cardholders who have the UBS credit card connected to a UBS Business Services Account BSA. UBS and Visa have no control over the program including, but not limited to, application, approval process or enrollment fees charged by CBP/DHS, and no liability with regard to the Global Entry or TSA PreCheck For cash advances, a fee of $10 or 3% of the amount of the cash advance, whichever is greater. For cash advances, a fee of $10 or 3% of the amount of the cash advance, whichever is greater, applies. Earlier this week, UBS, the large Swiss-based bank, reported a 99% jump in third-quarter profits to $2.1 billion. No annual fee. UBS Financial Services Inc. is also registered as a Futures Commission Merchant (FCM) with the U.S. Commodity Futures Trading Commission (CFTC) and offers brokerage services related to the execution and clearing of on-exchange futures and options on futures products. Conditions may apply. ††Important information about the UBS Visa Signature credit card: 15.24% variable APR for purchases, 22.24% variable APR for cash advances, 29.24% variable APR for the penalty rate (maximum penalty APR 29.99%). Additional restrictions apply. The UBS Business Service Account BSA is a brokerage account. TSA PreCheck As a firm providing wealth management services to clients, UBS Financial Services Inc. offers investment advisory services in its capacity as an SEC-registered investment adviser and brokerage services in its capacity as an SEC-registered broker-dealer. You must cover the full cost of ticket with rewards points. To learn what may have changed, please call 800-762-1000. For balance transfers, 0% intro APR for the first 12 billing cycles for balance transfers within 90 days of account opening; after that, 15.24% variable APR. 3 You must enroll in this benefit on UBS Online Services and select one of the eligible domestic U.S. carriers. Best Execution Statement (PDF). New York residents may contact the New York State Department of Financial Services  Announcing a suite of business credit card choices. It is important that clients understand the ways in which we conduct business and that they carefully read the agreements and disclosures that we provide to them about the products or services we offer. For balance transfers, a fee of $10 or 3% of the amount of the transfer, whichever is greater, applies. What features and perks does UBS Bank USA Savings Account offer… UBS Financial Services Inc. is a subsidiary of UBS AG. You must claim the credits for the same calendar year in which the applicable purchase transactions posted to your card account. The UBS Visa Signature Card is a basic travel rewards credit card that may be light on rewards but is heavy on service and support. UBS Bank USA Savings Account offers an APY starting at 0.10% and ranging up to 1.75% (APY stands for annual percentage yield, rates may change). 1 If the client has been recommended to buy a CD or is otherwise interested in adding one (or several) to his portfolio, the Financial Advisor will shop for the best rates among a variety of providers and also offer … Our agreements and disclosures will inform you about whether we and our financial advisors are acting in our capacity as an investment adviser or broker-dealer. Disclosures. CashConnect cash advance. Passes are valid for 12 months from the date you register your card for this benefit. Information is accurate as of October 2020, and may have changed after that date. The automatic transfers used to pay off your  10 The item or items you purchase must add up to $100 or more before redeeming. The selected airline applies to all cards in the card account. Foreign purchase transaction fee: Waived. Once your purchase is complete, applicable rewards points per ticket will be deducted from your account and a credit posted to your credit card account for the ticket price. How to open an account with UBS Bank USA. Subject to credit approval. Sometimes certain stream within such a multinational get from one day to another new managemnt initiatives where e.g. You may consider flexible credit lines, 1 Standby Letters of Credit 2 or refinancing alternatives that could improve your cash flow and make it easier for your business to expand. 18 Cardholder must take care in protecting their card and notify UBS Bank USA immediately of any unauthorized use. For more information on benefits, see ubs.com/cardbenefits. Important Information About Auction Rate Securities (Not for Puerto Rico). Benefits are subject to change and cancellation at any time. Member FINRA. TM program, including full terms and conditions, go to For complete details on the TSA PreCheck For cash advances, a fee of $10 or 3% of the amount of the cash advance, whichever is greater, applies. For residents of Iowa and Puerto Rico only, the balance transfer fee and cash advance fee are equal to $2 or 2% of the amount of the transfer or advance, whichever is greater (maximum fee is $10). CashConnect cash advance. 9 Redeem 25,000/50,000 rewards points for one ticket up to $350/$900 on any commercial airline. Application was simple and streamlined because they already had all my information from Merrill. Bottom line. 7 Benefits are subject to change and cancellation at any time. For more information please review the PDF document at For balance transfers, 0% intro APR for the first 12 billing cycles for balance transfers within 90 days of account opening; after that, 15.24% variable APR. ubs.com/disclosuredocuments or contact your Financial Advisor. Notice for Non-Puerto Rico Investor. Credit card approval depends on a variety of factors. Your financial advisor will let you know if this is the case and, if you desire advisory services, will be happy to refer you to another financial advisor who can help you. Otherwise the offer is only 25k ($3,000 … Foreign purchase transaction fee: 3% of each transaction in U.S. dollars. Some hotels may provide one of the benefits as a standard feature of the room being booked. UBS credit and debit cards give you the flexibility to access cash without fees and make purchases worldwide. With personal service and exclusive rewards. Re: UBS Offer Approval taking for ever, problem? Visit the UBS … Sage UBS is the most popular accounting software in Malaysia, Brunei, Singapore and other ASEAN countries. To learn what may have changed, please call 833-709-1790. Annual fee: $150. For balance transfers, 0% intro APR for the first 12 billing cycles for balance transfers within 90 days of account opening; after that, 15.24% variable APR. Please make sure that you have sufficient available funds in your UBS account linked to your UBS credit card to cover these items, as well as the  You can redeem your UBS reward points by logging in to your UBS account page or calling UBS at: 888-762-1232. It is important that clients understand the ways in which we conduct business and that they carefully read the agreements and disclosures that we provide to them about the products or services we offer. The  The key symbol and UBS are among the registered and unregistered trademarks of UBS. For balance transfers, a fee of $10 or 3% of the amount of the transfer, whichever is greater, applies. Subject to credit approval. Statement of Financial Condition (PDF). Visa and UBS reserve the right to modify or cancel this benefit at any time and without notice. tsa.gov/precheck. 16 Subject to store policy. ubs.com/mycardbenefits and are subject to change at any time without notice. UBS Bank USA is not responsible for fees or surcharges merchants or banks may charge at the point of sale or counter for card usage. Temporary Mail Service Disruptions to Certain Countries Due to the COVID-19 Pandemic. Additional payments may be made only in increments of 5,000 points. Qualifying Airline Purchases must be charged to a UBS Visa Infinite credit card and may vary by airline. Statement of Financial Condition (PDF). $550 annual fee. CFP Board's Trademark Disclaimer. This account does not seem to offer any of the features and perks we track. For balance transfers, a fee of $10 or 3% of the amount of the transfer, whichever is greater, applies. ubs.com/prioritypassselect. To learn more about the UBS Visa Infinite credit card, call 888-762-1232 or contact your UBS Financial Advisor. Please refer to the program and benefits guide that comes with your card for complete rules on redeeming your points. Our credit cards offer exceptional travel benefits, rich rewards and the personalized service that you, as our client, have come to expect from UBS and your trusted Financial Advisor. If you do not claim the maximum eligible credit in a year, the unclaimed portion will not carry over into subsequent years. RMA, Resource Management Account, Business Services Account BSA, IRMA and International Resource Management Account are registered service marks of UBS Financial Services Inc. UBS Visa Infinite cards, UBS Visa Signature cards and UBS Visa Debit cards are issued by UBS Bank USA with permission from Visa U.S.A. Inc. © UBS 2020. For balance transfers, a fee of $10 or 3% of the amount of the transfer, whichever is greater, applies. Approval of the UBS Group AG management report and consolidated and standalone financial statements for the 2020 financial year 2. Learn more We draw on the vast resources that UBS offers for business … https://www.ubs.com, Wealth management services in the United States are provided by UBS Financial Services Inc., a registered broker-dealer offering securities, trading, brokerage and related products and services. It’s currently possible to apply for this card. To request your complimentary membership card, visit  UBS Advice Advantage was founded in 1998 and is based in New York, NY. Credits must be requested and will be no greater than the amount of the dining charges (up to 2 per year) and the airport lounge membership fees charged to your UBS Visa credit card account, up to $500 per calendar year. Foreign purchase transaction fee: 3% of each transaction in U.S. dollars. Participating airlines are listed at Investment advisory services and brokerage services are separate and distinct, differ in material ways and are governed by different laws and separate arrangements. This website uses cookies to make sure you get the best experience on our website. For residents of Iowa and Puerto Rico only, the balance transfer fee and cash advance fee are equal to $2 or 2% of the amount of the transfer or advance, whichever is greater (maximum fee is $10). Opinions expressed here are the author’s alone and have not been approved … For balance transfers, a fee of $10 or 3% of the amount of the transfer, whichever is greater, applies. by telephone or visit its website for free information on comparative credit card rates, fees and grace periods at 800-342-3736 or, Online Services (US Client Account Access), COVID-19 assistance for UBS Bank USA credit and debit card clients, Limited-time UBS business credit card offers, Statement of Financial Condition- UBS FSI of Puerto Rico (PDF), Important Information About Auction Rate Securities (Not for Puerto Rico), Futures Commission Merchant (FCM) Information for UBS Financial Services Inc. **Important information about the UBS Visa Signature Business card: 15.24% variable APR for purchases, 22.24% variable APR for cash advances, 29.24% variable APR for the penalty rate (maximum penalty APR 29.99%). 2 Eligible accounts must have cumulative spending of $25,000 or greater during either the current calendar year-to-date or the prior calendar year. For residents of Iowa and Puerto Rico only, the balance transfer fee and cash advance fee are equal to $2 or 2% of the amount of the transfer or advance, whichever is greater (maximum fee is $10). Famous for its easy-to-use features and great flexibility, it also comes with Sage UBS Assets … (If there is a business applicant it is also based on the business creditworthiness and repayment ability of the business.) UBS and Visa rely on airlines to submit the correct information for these transactions. book one $900 flight for 50,000 points—and save up to 40,000 points), Design your own reward with Personal Choice, No blackout dates when redeeming for flights, cruises and hotels, Points don’t expire and there’s no limit on how many you can earn, 24/7 access to UBS Concierge and access to the Concierge website via the rewards and benefits tab on OLS, Knowledgeable and highly skilled travel professionals with local insight, Research and plan travel, book flights and cruises, reserve hotels and cars, make dining reservations, and secure event tickets, UBS Dining Program offers special access and benefits at select restaurants across the globe, Get cash from banks and ATMs worldwide without finance charges or cash advance fees with, Unlimited ATM fee rebates in the U.S., up to $10 per transaction, Mobile Wallet offers a faster, safer way to pay with your smartphone, Manage account on the go with UBS mobile app, Shopping protection benefits such as purchase security, return protection and warranty extension, Fraud protection and ID theft assistance resolution, You may also qualify for account service fee waivers on eligible UBS Financial Services Inc. brokerage accounts, Zero liability for unauthorized purchases, Redeem your points to pay for anything you buy with your UBS credit card using the Personal Choice feature ($100 minimum in purchases) or for gift cards, travel and merchandise, CashConnect feature allows you to get cash from banks and ATMs worldwide without finance charges or cash advance fees, Unlimited number of ATM fee rebates in the U.S. (up to $5 per transaction), 24/7 UBS Concierge service to assist with travel planning, event ticket access, restaurant reservations and more, Fraud protection and Zero Liability Policy for unauthorized purchases, Unlimited ATM fee rebates in the U.S. (up to $5 per transaction), Cash access at merchant point of sale (select debit and enter your PIN). Our credit cards offered by UBS Bank USA offer flexible travel benefits, exclusive rewards and the personalized service that you, as our client, have come to expect from UBS and your Financial Advisor 1.You can have the flexibility to access cash using CashConnect without cash advance fees to make purchases worldwide as long as there are sufficient funds available in the linked UBS … TM is a U.S. Government program, operated by Department of Homeland Security (DHS). Once the card is approved, repayment of all legitimate charges made on the card is likewise the obligation of that individual and any business co-applicant, if applicable. UBS Bank USA is not responsible for fees or surcharges merchants or banks may charge at the point of sale or counter for card usage. I was, a long time ago, kept on hold for such a reason. Notice for Non-U.S. Investors. Subject to credit approval. … BofA Cash Rewards Visa Signature Approval/UBS Update Coming down off the high of UBS, applied online after receiving a targeted offer email. Advisory vote on the UBS Group AG Compensation … 14 Cardholders are responsible for the cost of any goods or services purchased through the UBS Concierge. Foreign purchase transaction fee: Waived. Please consult the sales restrictions relating to the service in question for further information. Rewards credit cards come in all shapes and sizes, but the reward points don’t come much more basic than what is on offer with the UBS … Please see your cardmember agreement for details. CashConnect cash advances will reduce the available funds in your UBS Business Services Account BSA that is linked to your UBS credit card and as a result could affect other transactions dependent on cash, such as fee payments, investment purchases, online bill pay, debit card usage and outstanding checks.